Collocations
Shopping & Money
Band 6-7The full list of 20 words in this set. Open any word for its pronunciation, collocations, a band 8 sentence and the mistakes Vietnamese learners make.
Learn this set with flashcards20 words
- 1
consumer rightsnoun phrase/kənˈsjuːmə ˌraɪts/
the entitlements and protections that buyers have when purchasing goods or services
“Many countries have laws that protect consumer rights.”
- 2
keep the receiptverb phrase/kiːp ðə rɪˈsiːt/
to retain the proof of purchase (receipt) after buying something
“Keep the receipt in case you want to return the item.”
- 3
contactless paymentnoun phrase/kənˈtækt.ləs ˈpeɪ.mənt/
paying by tapping a card or device on a terminal without inserting it or entering a PIN for small amounts
“I prefer contactless payment because it's quicker at busy shops.”
- 4
free deliverynoun phrase/ˌfriː dɪˈlɪvəri/
the seller does not charge a shipping fee for bringing goods to the buyer
“Free delivery on orders over $50”
- 5
price comparison websitenoun phrase/praɪs kəmˈpæ.rɪ.sən ˌwebˌsaɪt/
a website that lists products and prices from different retailers so consumers can compare and find the best deal
“I always check a price comparison website before buying electronics.”
- 6
pay interest oncollocation/peɪ ˈɪntrəst ɒn/
to give extra money (interest) to a lender or bank as the cost of borrowing
“You will have to pay interest on the loan until it is repaid.”
- 7
bank transfernoun phrase/bæŋk ˈtræns.fər/
an electronic transfer of money from one bank account to another
“I paid the rent by bank transfer on the first of every month.”
- 8
brick-and-mortar storenoun phrase/ˌbrɪk ən ˈmɔːtə ˈstɔː/
a physical retail shop with a real-world location, as opposed to an online-only store
“Many brick-and-mortar stores struggled during the pandemic.”
- 9
pay in installmentscollocation/peɪ ɪn ɪnˈstɔːlmənts/
to pay for something in several smaller payments over a period of time
“She bought the laptop and decided to pay in installments.”
- 10
get into debtcollocation/ɡet ˈɪn.tuː det/
to start owing money; to become in debt
“Many students get into debt after taking out loans for university.”
- 11
price transparencynoun phrase/praɪs trænsˈpærənsi/
the openness and clarity with which prices and fees are presented to consumers
“Price transparency is important in sectors like banking and utilities.”
- 12
savings accountnoun phrase/ˈseɪ.vɪŋz əˌkaʊnt/
a bank account used to store money and earn interest over time
“I opened a savings account to save up for a holiday.”
- 13
cashback offernoun phrase/ˈkæʃbæk ˈɒfə(r)/
a promotion where buyers receive some money back after a purchase
“The bank launched a 5% cashback offer on groceries.”
- 14
cut back on spendingcollocation/kʌt bæk ɒn ˈspendɪŋ/
to reduce the amount of money you spend
“To save for a holiday they had to cut back on spending.”
- 15
overdraft limitnoun phrase/ˈəʊ.və.dræft ˈlɪm.ɪt/
the maximum negative balance a bank allows on an account before charging extra fees or blocking transactions
“I accidentally went over my overdraft limit and the bank charged me fees.”
- 16
charge a feecollocation/tʃɑːdʒ ə fiː/
to ask someone to pay an amount of money for a service
“The bank charges a fee for international transfers.”
- 17
late payment feenoun phrase/leɪt ˈpeɪ.mənt fiː/
a charge applied by a company or bank when a bill or loan payment is not paid on time
“If you miss the deadline you'll incur a late payment fee.”
- 18
hidden costsnoun phrase/ˈhɪd(ə)n kɒsts/
extra expenses that are not obvious at first and may appear later
“The advertised price seemed low, but the hidden costs made the whole trip expensive.”
- 19
retail therapycollocation/ˈriːteɪl ˈθerəpi/
the activity of shopping because it makes you feel happier when you are unhappy
“After a bad week at work she indulged in a little retail therapy.”
- 20
value for moneynoun phrase/ˌvæljuː fɔː ˈmʌni/
the quality or usefulness you get for the amount of money you pay
“For students, finding accommodation that offers value for money is essential.”