Shopping & Money

20 words

1. 1

   afford to buyverb phrase/əˈfɔːd tə ˈbaɪ/

   to have enough money to be able to purchase something

   “I can't afford to buy a new laptop right now.”

2. 2

   cost of livingnoun phrase/ˌkɒst əv ˈlɪvɪŋ/

   the amount of money needed to cover basic expenses like housing, food and bills in a place

   “The cost of living in big cities is much higher than in rural areas.”

3. 3

   on a tight budgetprepositional phrase/ɒn ə taɪt ˈbʌdʒɪt/

   having only a small amount of money to spend

   “As a student I live on a tight budget, so I cook at home most nights.”

4. 4

   credit cardnoun/ˈkrɛdɪt kɑːd/

   a small plastic card issued by a bank allowing the holder to buy now and pay later

   “I booked the flight with my credit card to get travel insurance included.”

5. 5

   price hikenoun phrase/ˈpraɪs haɪk/

   a sudden or significant rise in the price of something

   “The government announced a price hike in electricity from next month.”

6. 6

   discount codenoun phrase/ˈdɪskaʊnt kəʊd/

   a special code entered at checkout online to get a price reduction

   “Enter the discount code at checkout to get 15% off your order.”

7. 7

   impulse buyingnoun phrase/ɪmˈpʌls ˈbaɪɪŋ/

   the act of buying things suddenly without planning, usually because of a strong urge

   “Supermarket displays are designed to encourage impulse buying.”

8. 8

   loyalty cardnoun phrase/ˈlɔɪəlti kɑːd/

   a card issued by a shop/company that rewards regular customers with points or discounts

   “I always use my loyalty card to collect points when I shop at that supermarket.”

9. 9

   cash flownoun phrase/ˈkæʃ fləʊ/

   the movement of money into and out of a business over time

   “Small businesses need positive cash flow to cover wages and suppliers.”

10. 10

    online bankingnoun phrase/ˌɒnˈlaɪn ˈbæŋkɪŋ/

    banking services that you access and use on the internet rather than in a branch

    “Online banking makes it easy to transfer money between accounts late at night.”

11. 11

    split the billverb phrase/splɪt ðə ˈbɪl/

    to divide the cost of a meal or expense so each person pays their share

    “After dinner we decided to split the bill evenly between the four of us.”

12. 12

    pay off debtverb phrase/peɪ ɒf dɛt/

    to finish repaying money that you owe; to clear a debt completely

    “They worked extra hours for two years to pay off debt from their student loans.”

13. 13

    buy in bulkverb phrase/baɪ ɪn bʌlk/

    to purchase a large quantity of something at once, usually to save money

    “We often buy in bulk to reduce the cost per unit.”

14. 14

    exchange ratenoun/ɪksˈtʃeɪndʒ reɪt/

    the value of one currency compared to another, used to convert money between countries

    “Before you change dollars to euros, check the current exchange rate.”

15. 15

    monthly installmentnoun phrase/ˈmʌnθli ɪnˈstɔːlmənt/

    a fixed amount paid every month as part of a larger purchase paid over time

    “They paid for the car through monthly installments.”

16. 16

    second-hand goodsnoun phrase/ˌsɛkəndˈhænd ɡʊdz/

    items that have been used before and are sold again

    “The charity shop sells second-hand goods at low prices.”

17. 17

    shop locallyverb phrase/ʃɒp ˈləʊkəli/

    to buy goods from shops in your local area rather than from big chains or online

    “I try to shop locally to support small businesses.”

18. 18

    shopping spreenoun/ˈʃɒp.ɪŋ ˌspriː/

    a short period when someone buys a lot of things, often suddenly or without planning

    “She went on a shopping spree after getting her bonus.”

19. 19

    money-saving tipnoun phrase/ˈmʌniˌseɪvɪŋ tɪp/

    a simple piece of advice that helps someone save money

    “A good money-saving tip is to cook at home instead of eating out.”

20. 20

    retail outletnoun phrase/rɪˈteɪl ˈaʊtˌlɛt/

    a shop or store where goods are sold directly to consumers

    “They opened a new retail outlet in the city centre.”