noun · neutral

credit card

UK/ˈkrɛdɪt kɑːd/US/ˈkrɛdɪt kɑːrd/CRED·it·CARD

Band 5-6speakingtask2

a small plastic card issued by a bank allowing the holder to buy now and pay later

Examples

I booked the flight with my credit card to get travel insurance included.

Many online shops accept payment by credit card.

If you don't pay the full balance on your credit card, interest will be charged.

Band 8 sentence

I usually avoid using a credit card for small purchases to reduce the chance of accumulating unnecessary debt.

Collocations

  • apply for a credit card
  • credit card debt
  • pay by credit card

Word family

credit noun/verbdebit card noun

Common mistakes

pay by creditpay by credit card / pay with a credit card

visa cardVisa (brand) / credit card

Say it for a higher band

5visa card6bank card7+credit card

Synonyms

charge card

Easily confused

debit card

I prefer to use my debit card for everyday purchases to avoid building credit card debt.

Related words

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In Shopping & Money

Learn it with its set