noun · academic

liquidity

/lɪˈkwɪdɪti/li·QUID·i·ty

Band 7+task2task1

The ease with which assets can be converted into cash without significant loss of value.

Examples

Banks must maintain sufficient liquidity to meet deposit withdrawals.

Lack of liquidity can cause a company to fail even if it is profitable on paper.

Investors favour assets with high liquidity during market turmoil.

Band 8 sentence

During the global crisis many firms were solvent but illiquid, forcing them to sell assets at a loss to meet immediate obligations.

Collocations

  • market liquidity
  • liquidity crisis

Word family

liquid adjectiveliquidate verb

Common mistakes

The company has no liquidity problem = The company has no cash problem.The company has no liquidity problem.

liquidnessliquidity

Say it for a higher band

5cash6cash flow7+liquidity

Synonyms

cash availability

Easily confused

cash flow

Positive cash flow allowed the startup to expand operations.

Related words

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