collocation · neutral

disposable income

UK/dɪˈspəʊzəbəl ˈɪnkʌm/US/dɪˈspoʊzəbəl ˈɪnkəm/di·SPO·sa·ble IN·come

Band 7+speakingtask2

The money a person or household has available to spend or save after taxes and necessary deductions.

Examples

Households with higher disposable income often buy more luxury items.

A rise in disposable income usually increases consumer spending.

Policies that cut taxes can boost disposable income for low‑income families.

Band 8 sentence

When wages stagnate but taxes are cut, disposable income may rise modestly, yet many households still struggle with day‑to‑day expenses.

Collocations

  • have more disposable income
  • spend disposable income on

Word family

disposable adjectiveincome noun

Common mistakes

disposable moneydisposable income

the disposable incomedisposable income

Say it for a higher band

5income6net income7+disposable income

Synonyms

take‑home pay

net income

Easily confused

net income

The company's net income rose last quarter.

Related words

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In Shopping & Money

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